MANAGEMENT OF OPERATIONAL RISKS IN PAYMENT SYSTEMS

The article examines the peculiarities and forms of manifestation operational risks in payment systems conditions increased digitalization services market. Based on analysis recommendations international financial organizations National Bank Ukraine, a classification inherent activity was carried out, four types them were distinguished: information risk, risk errors management processes, cyber user errors. main sources are identified it is proven that vast majority related to use new technologies strengthening threats market services. practices allows conclude they heterogeneous depend factors expose risks. characteristics certain given. results potential impact characterized, method calculating indicator proposed, which characterizes level its priority for organization. It determined goal maintain stability organization ensure continuity system. structure components system characterized. A functioning scheme mechanism has been developed, makes possible increase efficiency their management. key indicators characterizing limits changes proposed can be used purpose early detection assessment individual factors. coverage damages losses arising as result implementation events determined. occurrence features influence measures based improvement technical-technological organizational-management proposed.